A text arrives about a parcel, a bank problem or a prize. It is built to make you act fast.
Direct answer
Smishing is a scam sent by text message that tries to trick you into clicking a link, calling a number or sharing personal details. Common messages claim a delivery problem, an account lock, a refund or an unpaid toll. Do not click, check the claim through the official app or website, then report and block the sender.
Common examples
- "Your parcel could not be delivered. Pay a fee."
- "Your bank account is locked. Verify now."
- "You have a refund waiting."
- A message from a "family member" with a new number asking for money.
Warning signs
- Urgency or threats.
- A link from an unknown number.
- Spelling or odd phrasing.
- Requests for passwords, codes or payment.
- A sender you do not usually hear from.
What to do
- Do not click or reply.
- Contact the organisation using a number or app you already trust.
- Report and block the number.
- If you clicked, change passwords and tell your bank if details were shared.
Where Teyro fits
Teyro's How Scams and Financial Fraud Work course turns this into short lessons you can play in a few minutes a day. It has 50 lessons, and you can start free.
The bottom line
Pause, verify independently and never rush because a text says so.
This is general education, not personal financial advice.
