Budgeting for Beginners

If your money is gone before the month is, you don't need more willpower. You need a plan that fits real life. Learn to track your spending, tell needs from wants and build a budget you'll actually keep, even on a small income.

by Teyro

50 lessons
5 units
9h 38m
Up to 860 XP

I wrote this one myself. Start now and I'll count your streak from lesson one.

What you'll learn

Track where your money really goes, from your own mobile money or bank history
Tell needs from wants and decide what comes first when money is short
Build a weekly budget where every unit of money has a job
Plan for surprises, irregular income and costs that come once a term
Keep your budget going with a ten-minute weekly money check

Course path

5 units · 50 lessons

GH₵6311 min · InteractiveFree+10 XP
Budgets are for rich people (and other myths)10 min · InteractiveFree+10 XP
In, out, left11 min · InteractiveFree+10 XP
The evidence is on your phone12 min · InteractiveFree+10 XP
Checkpoint: the case so far12 min · InteractiveFree+20 XP
Fixed or flexible?11 min · InteractiveFree+10 XP
The "small small" problem11 min · InteractiveFree+10 XP
Why money slips away unnoticed12 min · InteractiveFree+10 XP
Money sheet v1: the case file11 min · InteractiveFree+10 XP
Challenge: solve the case14 min · InteractiveFree+20 XP
Unit 1 chestFinish every lesson in this unit+50 XP

GH₵500 in 5 minutes12 min · Interactive
Need or want?11 min · Interactive
Your brain on GH₵6312 min · Interactive
Cheap swaps that aren't miserable11 min · Interactive
Checkpoint: the first pot of stew12 min · Interactive
What GH₵500 in 5 minutes really costs12 min · Interactive
What gets paid first11 min · Interactive
Is cheap always better?11 min · Interactive
Money sheet v2: the survival list11 min · Interactive
Challenge: make it to day 3014 min · Interactive
Unit 2 chestFinish every lesson in this unit+50 XP

Teyro Original · Chapter 1 free, then Teyro Pro

All courses

Personal Finance · Beginner