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Needs vs. Wants: Making Better Spending Decisions: Learn Online in Minutes a Day | Teyro

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Personal Finance · Beginner

Needs vs. Wants: Making Better Spending Decisions

Earning more doesn't help if wants quietly become "needs". Learn to spot lifestyle creep, draw your own line between needs and wants, spend on what you actually value, and make hard money choices you won't regret.

by Teyro

50 lessons
5 units
9h 29m
Up to 860 XP

I wrote this one myself. Start now and I'll count your streak from lesson one.

What you'll learn

Spot lifestyle creep and "need inflation" in your own spending
Sort spending into needs, nice-to-haves and wants, with the basic version of each need
Spend more on what you value and less on what you don't
Use opportunity cost and simple decision tests for big choices
Build a spending plan from your values and stick to it

Course path

5 units · 50 lessons

Where did the raise go?11 min · InteractiveFree+10 XP
Lifestyle creep (and other myths)10 min · InteractiveFree+10 XP
It's not two boxes, it's a line10 min · InteractiveFree+10 XP
Before and after the raise11 min · InteractiveFree+10 XP
Checkpoint: the two columns12 min · InteractiveFree+20 XP
When wants become "needs"11 min · InteractiveFree+10 XP
The "I deserve it" trap11 min · InteractiveFree+10 XP
The treadmill12 min · InteractiveFree+10 XP
Ada's line v1: where the raise went11 min · InteractiveFree+10 XP
Challenge: find the creep14 min · InteractiveFree+20 XP
Unit 1 chestFinish every lesson in this unit+50 XP

The first cut11 min · Interactive
Four questions for any cost11 min · Interactive
The big three12 min · Interactive
Need it, or need it now?11 min · Interactive
Checkpoint: the bus, day one12 min · Interactive
A week of food, two ways11 min · Interactive
"My needs are fixed"10 min · Interactive
The quick checklist10 min · Interactive
Ada's line v2: the first ₦65,00011 min · Interactive
Challenge: the space between14 min · Interactive
Unit 2 chestFinish every lesson in this unit+50 XP

Teyro Original · Chapter 1 free, then Teyro Pro