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HomeBlogSkill Building & Careers
Skill Building & Careers

What to Do If You've Been Scammed: First 24 Hours

If you have been scammed, act quickly. Follow these steps to contact your bank, secure your accounts, keep evidence, report it and protect yourself.

The Teyro TeamOct 26, 20261 min read
On this page6 sections
  1. Direct answer
  2. First 24 hours
  3. Look after yourself
  4. Where Teyro fits
  5. The bottom line
  6. More guides

If it happened to you, you are not alone, and you are not foolish. Scammers are professionals.

Direct answer

If you've been scammed, contact your bank or payment provider straight away, stop all contact with the scammer, change passwords on affected accounts, keep evidence, report it to the platform and your country's fraud authority, and watch for follow-up scams. The sooner you act, the better your chances of limiting the damage.

First 24 hours

  1. Call your bank using the number on your card.
  2. Stop paying or replying.
  3. Secure your accounts: change passwords and enable two-factor authentication.
  4. Keep evidence: screenshots, messages, receipts, account numbers.
  5. Report it to the platform, the police or fraud service in your country.
  6. Warn friends and family if they could be targeted.
  7. Watch for recovery scams, where fraudsters offer to get your money back for a fee.

Look after yourself

Scams cause stress and shame. Talk to someone you trust, and seek support services if you need them.

Where Teyro fits

Teyro's How Scams and Financial Fraud Work course turns this into short lessons you can play in a few minutes a day. It has 50 lessons, and you can start free.

The bottom line

Act fast, report it and be kind to yourself.

This is general education, not personal financial advice.

More guides

  • Smishing
  • Romance Scams
  • Ponzi Scheme
  • How to spot a scam
  • Common financial scams
  • How Scams and Financial Fraud Work course

Frequently asked questions

What should I do first if I've been scammed?

Contact your bank immediately, stop sending money and secure your accounts.

Can I get my money back?

Sometimes, depending on the payment method and how fast you act. Ask your bank about reporting and recall options.

Where do I report a scam?

Report it to your bank, the platform used and your country's fraud or consumer protection authority.

Learn it by playing

How Scams and Financial Fraud Work turns this into short, playable lessons. Free to start.

See the How Scams and Financial Fraud Work course

Free to start · No credit card needed

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Written by

The Teyro Team

Learning Team at Teyro

We build Teyro — an AI-powered learning platform that turns skill-building into a daily habit through bite-sized, gamified lessons. We write about the learning science and study strategies that shape our product.

More from The Teyro Team

On this page

  • Direct answer
  • First 24 hours
  • Look after yourself
  • Where Teyro fits
  • The bottom line
  • More guides

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